/* ===== INSURANCE ADVISOR WEBSITE STYLES ===== */

:root {
  --primary: #0a2540;
  --primary-light: #1a3a5c;
  --primary-dark: #061a2e;
  --accent: #0070f3;
  --accent-hover: #005cc5;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-500: #64748b;
  --gray-700: #334155;
  --gray-900: #0f172a;
  --green-whatsapp: #25d366;
  --green-whatsapp-hover: #1ebe57;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.1);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --radius: 12px;
}

*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: 'Segoe UI', -apple-system, BlinkMacSystemFont, Roboto, Oxygen, Ubuntu, sans-serif;
  color: var(--gray-900);
  line-height: 1.6;
  background: var(--white);
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ===== HEADER ===== */
.header {
  background: var(--primary);
  padding: 14px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow-md);
}

.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.header-brand {
  color: var(--white);
  font-size: 1.25rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  white-space: nowrap;
}

.header-actions {
  display: flex;
  gap: 10px;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.2s ease;
  white-space: nowrap;
}

.btn-call {
  background: var(--white);
  color: var(--primary);
}
.btn-call:hover {
  background: var(--gray-100);
  transform: translateY(-1px);
}

.btn-whatsapp {
  background: var(--green-whatsapp);
  color: var(--white);
}
.btn-whatsapp:hover {
  background: var(--green-whatsapp-hover);
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--accent);
  color: var(--white);
}
.btn-primary:hover {
  background: var(--accent-hover);
  transform: translateY(-1px);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid var(--white);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  transform: translateY(-1px);
}

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 50%, var(--accent) 100%);
  color: var(--white);
  padding: 80px 0 90px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,0.06) 0%, transparent 70%);
  border-radius: 50%;
}

.hero h1 {
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 20px;
  letter-spacing: -0.03em;
}

.hero p {
  font-size: 1.15rem;
  opacity: 0.9;
  max-width: 560px;
  margin: 0 auto 36px;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

.hero .btn {
  padding: 14px 28px;
  font-size: 1rem;
}

/* ===== SECTIONS ===== */
.section {
  padding: 72px 0;
}

.section-alt {
  background: var(--gray-50);
}

.section-title {
  text-align: center;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 12px;
  letter-spacing: -0.02em;
}

.section-subtitle {
  text-align: center;
  color: var(--gray-500);
  font-size: 1.05rem;
  margin-bottom: 48px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

/* ===== SERVICES ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.service-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--accent), var(--primary-light));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
}

.service-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 10px;
}

.service-card p {
  color: var(--gray-500);
  font-size: 0.9rem;
  margin-bottom: 18px;
  flex: 1;
}

.btn-service-enquiry {
  background: var(--green-whatsapp);
  color: var(--white);
  padding: 8px 18px;
  border-radius: 6px;
  font-size: 0.82rem;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.2s ease;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.btn-service-enquiry:hover {
  background: var(--green-whatsapp-hover);
  transform: translateY(-1px);
}

/* ===== WHY CHOOSE US ===== */
.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}

.trust-card {
  text-align: center;
  padding: 36px 24px;
}

.trust-icon {
  width: 64px;
  height: 64px;
  background: var(--gray-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  font-size: 1.6rem;
}

.trust-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
}

.trust-card p {
  color: var(--gray-500);
  font-size: 0.92rem;
}

/* ===== CONTACT ===== */
.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.contact-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: var(--accent);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 1.1rem;
}

.contact-item h4 {
  font-size: 0.85rem;
  color: var(--gray-500);
  font-weight: 500;
  margin-bottom: 2px;
}

.contact-item p {
  font-weight: 600;
  color: var(--primary);
  font-size: 0.95rem;
}

.map-placeholder {
  width: 100%;
  height: 220px;
  background: var(--gray-100);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gray-500);
  font-size: 0.9rem;
  margin-top: 12px;
  border: 1px solid var(--gray-200);
}

/* ===== ENQUIRY FORM ===== */
.enquiry-form {
  background: var(--white);
  padding: 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-200);
}

.enquiry-form h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 20px;
  text-align: center;
}

.form-group {
  margin-bottom: 16px;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1px solid var(--gray-300);
  border-radius: 8px;
  font-size: 0.92rem;
  font-family: inherit;
  transition: border-color 0.2s;
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(0,112,243,0.1);
}

.form-group textarea {
  resize: vertical;
  min-height: 80px;
}

.btn-submit {
  width: 100%;
  padding: 13px;
  background: var(--green-whatsapp);
  color: var(--white);
  border: none;
  border-radius: 8px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.btn-submit:hover {
  background: var(--green-whatsapp-hover);
}

/* ===== FOOTER ===== */
.footer {
  background: var(--primary-dark);
  color: rgba(255,255,255,0.7);
  padding: 28px 0;
  text-align: center;
  font-size: 0.85rem;
}

/* ===== FLOATING WHATSAPP ===== */
.floating-whatsapp {
  position: fixed;
  bottom: 90px;
  right: 24px;
  z-index: 999;
  width: 60px;
  height: 60px;
  background: var(--green-whatsapp);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  cursor: pointer;
  transition: all 0.3s;
  border: none;
  animation: pulse-wa 2s infinite;
}
.floating-whatsapp:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 28px rgba(37,211,102,0.5);
}
.floating-whatsapp svg {
  width: 30px;
  height: 30px;
  fill: var(--white);
}

@keyframes pulse-wa {
  0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); }
  50% { box-shadow: 0 4px 28px rgba(37,211,102,0.6); }
}

/* ===== MOBILE BOTTOM BAR ===== */
.mobile-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--primary);
  padding: 10px 16px;
  gap: 10px;
}

.mobile-bar .btn {
  flex: 1;
  justify-content: center;
  padding: 12px;
  font-size: 0.92rem;
  border-radius: 8px;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .mobile-bar {
    display: flex;
  }

  body {
    padding-bottom: 72px;
  }

  .floating-whatsapp {
    bottom: 84px;
  }

  .header-actions {
    display: none;
  }

  .hero {
    padding: 56px 0 64px;
  }

  .section {
    padding: 52px 0;
  }

  .contact-wrapper {
    grid-template-columns: 1fr;
  }

  .hero .btn {
    padding: 12px 22px;
    font-size: 0.92rem;
  }

  .services-grid {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .service-card {
    padding: 24px 16px;
  }
}

@media (max-width: 480px) {
  .services-grid {
    grid-template-columns: 1fr;
  }
  
  .trust-grid {
    grid-template-columns: 1fr;
  }
}